![tgxffhhzrcgl1hrr1mtw](https://utterbuzz.com/wp-content/uploads/2019/05/tgxffhhzrcgl1hrr1mtw.jpg)
Building your credit up from scratch or trying to recover from a few screwups that made your score drop takes time. Making on-time payments on your loans and credit cards are a good way to do that, but your credit score doesn’t take into account one big bill you probably pay every month: your rent.